You must make your own assessment of the relevance, accuracy and adequacy of the information contained in the Financial Statements and must make such independent investigation as you may consider necessary or appropriate for such purpose. Personal Loan at Lowest Interest Rate is the Best. 3rd-Jan-2023 16:08 Source: NSE. [PDF] Solapur Janata Sahakari Bank Personal Loan | Purpose, Benefits and Features, Eligibility, Myths and How To Apply? CodeForBanks.com is not legally responsible for the same in any matter whatsoever. Partnership Firm Registration Procedure, Time, Checklist, Documents Required | How to Register a Partnership Firm? As a new-age bank, we offer a bouquet of products and services tailored to meet the needs of our customers - individuals with limited access to formal financing channels, as well as affluent and mass affluent, Small & Medium Enterprises (SMEs) and corporates. And personal loans provided by banks are important for all people, regarding many sorts of investments like purchasing gadgets, houses, cars, or starting a business, or for investing in a family ceremony, or for childrens education. Micro LAP, Business loan Secured, General LAP & Agri. The scheme ordained by Equitas Small Finance Bank can help them a lot to get rid of economical crunches. Information contained in the Financial Statements is provided as is without warranty of any kind, either expressed or implied, including any warranty of fitness for a particular purpose. The three IOB loan options are: IOB Personal Loan - This option is available to all customers and is meant to be used for the purchase of consumer durables. IFSC Code of Equitas Small Finance Bank Limited is undefined. So, perhaps the content is truly exciting to the people who are looking for a support of having a personal bank loan. Clear the Browser level Cookies, Cache and Saved Passwords from the browsers. If major banks are not providing home loan with poor credit score, you may avail the loan from many other cooperatives banks and NBFCs. If you have already taken a lot of loan and the loan to net income ratio is above 40% then the lenders may reject your loan application. Permanent employees of State/Central Govt., Public Sector Undertakings, Corporations, Private Sector Companies and reputed establishments. These include various issues like travel to an abroad trip, house shifting, childrens education, payment of credit card bill, the repayment of an existing loan, any medical emergencies, and many other. Find Equitas Small Finance Bank Limited Account two wheeler loan purpos, Eligibility, Margin, Repayment of Personal Loan ,Security, Document Required for Personal Loan from below. 30 or 36 months. Loan amount options for Microfinance loan consumers: Along with this, Equitas Bank may also consider the age, credit score, monthly income, minimum work experience or business continuity of its personal loan applicants (MSME loans, microfinance loans) for evaluating their personal loan eligibility. Recurring Deposit Interest Rate Calculator, Public Provident Fund Interest Rate Calculator, Public Provident Fund Interest Rate History, Equitas Small Finance Bank EMI Calculator, Equitas Small Finance Bank Personal Loan FAQs, Fast & easy processing of personal loan application, Guarantor is not insisted upon by the bank, Offers special schemes and discounts for employees of large companies, Usually, no security is required for availing personal loan. Please note that the Financial Statements do not constitute a draft red herring prospectus, red herring prospectus or final prospectus, a statement in lieu of a prospectus, an offering circular, an offering memorandum, an advertisement, an offer or a solicitation of any offer or an offer document to purchase or sell any securities under the Companies Act, 2013, the SEBI ICDR Regulations, or any other applicable law in India or elsewhere in the world. You may file complaints and obtain further information about CFCU by contacting the New York State Department of Financial Services Consumer Assistance Unit at 1-800-342-3736 or at www.dfs.ny.gov. Banking, Financial Services, and Investment Banking. Our efforts are to offer accurate and responsible data. Check & Compare Personal Loan Offers from 30+ Lenders, Check Best Personal Loan Offers with Quick Disbursal. on [PDF] Equitas Small Finance Bank Personal Loan | Features, Benefits, Eligibility, Documents Needed and How To Apply? Payment Links. [PDF] Kallappanna Awade Ichalkaranji Janata Sahakari Bank Personal Loan | Features, Benefits, Eligibility Criteria, Documents Required, How To Apply? GST Return Filing Process, Due Dates, Fees, Types | How to file GST Returns Online? Ltd Emergency Loans The loan amount disbursed in case of emergency is Rs 5,000, either in cash or into the borrower's bank account The interest rate per annum is up to 25% A processing fee of up to 1% of the loan amount will be charged at the time of sanctioning of the loan All the information on this website is for education and information purpose only, and CodeForBanks.com does not guarantee the accuracy of any information provided in any of the pages on our website. Our strength lies in promoting financial inclusion within these segments. Avoid using your internet banking or making payments through internet banking from shared or unprotected Computers/ Smart Phones from public areas. A processing fee of 2% of the loan amount is chargeable. The Financial Statements should not be considered as part of information that any investor should consider to subscribe for or purchase any securities of the Bank and should not be relied upon or used as a basis for any investment decision. Please note that the Financial Statements do not constitute a draft red herring prospectus, red herring prospectus or final prospectus, a statement in lieu of a prospectus, an offering circular, an offering memorandum, an advertisement, an offer or a solicitation of any offer or an offer document to purchase or sell any securities under the Companies Act, 2013, the SEBI ICDR Regulations, or any other applicable law in India or elsewhere in the world. Too many enquiries has a negative impact on your credit score. Purpose of Having Personal Loan from Equitas Small Finance Bank This personal loan helps to overcome all sorts of financial crunches. No reliance should be placed on, the accuracy, fairness or completeness of the information presented or contained in these Financial Statements. Utility Bill (telephone, water, electricity, gas of less than 2 months old). Consumer Payments. No reliance should be placed on, the accuracy, fairness or completeness of the information presented or contained in these Financial Statements. Salaried / Self - Employed with regular income. Use a browser version that is EVSSL compatible, which will help you easily identify genuine website. Equitas Small Finance Bank Limited was founded on 08-07-1905. It has 859 branches and. Give your children the edge over all their dreams and aspirations with Equitas Edge. Web Privacy Policy | Website Terms & conditions, Video KYC will be available on working days during business hours(8AM - 9PM), With Personal Internet banking facilities from Equitas Small Finance Bank, you can, Customer Education Literature - Illustrations, Report unauthorized electronic transactions, Login Using MPIN or FRS (Face Recognition System), View all your accounts & email your account statements, Deposits (Fixed Deposits and Recurring Deposits), Debit Cards (Hotlist, Reset / Forgot Password), Transfer funds within Equitas Banks and other banks (IMPS (P2A), NEFT, RTGS and Intra Bank), Service Requests on Cheque book (Request, Cheque Status, Stop Cheque), Click on 'Personal' and Select 'New User Registration', Sign up with either 'User Details or Debit Card Details', Select and answer any 3 Security Questions, Enter the OTP sent to your registered mobile number and confirm, Set Password and submit to activate Internet Banking, Make net banking passwords difficult to guess by using strong 6-8 length alphanumeric characters, Change your password at regular Intervals. [PDF] Mahanagar Cooperative Bank Personal Loan @ 11.50% to 15.00% | Features, benefits, How To Apply, Documents Required and Interest Rates, [PDF] Ahmedabad Mercantile Cooperative Bank Personal Loan | Purpose. Half yearly financials of Equitas Small Finance Bank Limited as on 31st March 2017 Half yearly financials of Equitas Small Finance Bank Limited as on 30th Setp 2016 Unaudited financial results of Equitas Small Finance Bank Limited for the quarter & half-year ended 30th September 2022 Salaried / Self - Employed with regular income. Your friend in need is your property indeed. It is an assumption that longer personal loan repayment tenure is better as the borrower will need to pay lower EMIs which he/ she can pay comfortably but it is not so. 8.50 %p.a. None of the foregoing shall be liable for any direct or indirect losses arising from the use thereof and the viewers are requested to use the information contained herein at their own risk. Your email address will not be published. The audited financial statements of Equitas Small Finance Bank Limited (Bank), as at and for Fiscals 2017, 2018 and 2019 and the reports thereon dated May 4, 2017, April 26, 2018 and May 9, 2019, respectively (collectively the Financial Statements), have been uploaded here by the Bank solely to comply with the requirements specified in the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirement) Regulations, 2018, as amended (SEBI ICDR Regulations). Customers should also never use the remember password feature provided by browsers to save their net banking passwords. In July 2021, Equitas SFB had received RBI's approval to apply for amalgamation of the promoter into itself in order to comply with the RBI norms on SFBs, mandating the promoter to reduce the stake in the subsidiary to 40% * Today's Highlight. Interest on Senior Citizen Fixed Deposit for 888 days 8.25 %p.a. Equitas Small Finance Bank home loan interest rates start from up to 15% p.a., for loan amounts of up to Rs 3 crore (up to 90% of the property value) and repayment tenures of up to 20 years. Any unauthorized use of the Financial Statements contained herein is prohibited. You can generate both, your login and transaction password online in case you have forgotten it, by answering the Preset Secret Question and Answers and then authenticate it through Second Factor authentication. Your email address will not be published. Personal Loan Details Minimal documentation Minimum Rs. Find details about Equitas Small Finance Bank Limited which includes Equitas Small Finance Bank Limited Official Website, Equitas Small Finance Bank Limited ATMs accross the India, Equitas Small Finance Bank Limited Branches accross the India, Equitas Small Finance Bank Limited Contact Numbers, Equitas Small Finance Bank Limited official EmailID, Equitas Small Finance Bank Limited Headquarter and Equitas Small Finance Bank Limited Headquarter Address. Longer repayment tenure brings higher interest outgo also. It is not correct that Personal Loan at lowest interest rate is the best. It is not true that pre-payment of Personal Loan always attracts penalty. Required fields are marked *. - View Account Summary & Deposit Summary. While care has been taken in preparing the Financial Statements, none of the Bank or any of its advisors, nor any book running lead managers or selling shareholders, nor any of their respective employees, directors, affiliates, agents or representatives accept any liability whatsoever for any loss howsoever arising from any information presented or contained in the Financial Statements, or the opinions expressed therein. So, perhaps the content is truly exciting to the people who are looking for a support of having a personal bank loan. Interest rates are subject to change from time to time. Please note that the Financial Statements do not constitute a draft red herring prospectus, red herring prospectus or final prospectus, a statement in lieu of a prospectus, an offering circular, an offering memorandum, an advertisement, an offer or a solicitation of any offer or an offer document to purchase or sell any securities under the Companies Act, 2013, the SEBI ICDR Regulations, or any other applicable law in India or elsewhere in the world. There is no purpose of violating any copyright or intellectual copyrights issues. The audited financial statements of Equitas Small Finance Bank Limited (Bank), as at and for Fiscals 2017, 2018 and 2019 and the reports thereon dated May 4, 2017, April 26, 2018 and May 9, 2019, respectively (collectively the Financial Statements), have been uploaded here by the Bank solely to comply with the requirements specified in the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirement) Regulations, 2018, as amended (SEBI ICDR Regulations). 769, Phase II, Anna Salai, Chennai - 600 002 With bad credit score, you can get a home loan but probably at higher interest rate. Email address of Equitas Small Finance Bank Limited Nehruji Road branch [PDF] AU Small Finance Bank Personal Loan @ 14% | Features, Documents Needed, Eligibility Criteria and Ways to Apply, [PDF] Ujjivan Small Finance Bank Personal Loan @ 11.49% | Interest Rates, Eligibility, Benefits, How To Apply?, Documents Required. Business Expansion, Balance Transfer & Top UP. (Mint) Equitas Small Finance Bank has waived non-maintenance charges on all . In case you do not have a regular source of income, there are chances when you can get personal loan application approved and can avail personal loan. Any one of the following methods can be used to repay the loan: Credit score is considered as a measure of credit worthiness of any person. We have tried to maintain high standards in quality, clarity, and accuracy of the material posted on the portal. One Person Company Registration Fees, Process Time, Documents Required, Benefits | How to Register a One Person Company Online? Information contained in the Financial Statements is provided as is without warranty of any kind, either expressed or implied, including any warranty of fitness for a particular purpose. Pre-payment of Personal Loan always attracts Penalty. This includes metal and wooden furniture, electronic goods, and electrical products. onwards for loan amount of up to Rs 40 lakh and for tenure of up to 5 years. Sign in to create job alert. These include various issues like travel to an abroad trip, house shifting, childrens education, payment of credit card bill, the repayment of an existing loan, any medical emergencies, and many other. Equitas Small Finance Bank Limited was founded on 07-08-1905. Any one of the following methods can be used to repay the loan: Credit score is considered as a measure of credit worthiness of any person. In some cases, your home loan application may be rejected despite having good credit score, if other factors are not up to the mark. Equitas Mobile Banking gives you access to your banking services on your Mobile Phone. With speedy approvals and flexible repayment options, choose our loan against property for business expansion and realise the true value of your property. All information provided on the portal CodeForBanks.com is subject to the discretion of the same and is likely to change without any notice. The interest rates of Equitas Bank Microfinance loans range between 18% to 26% p.a. If you have already taken a lot of loan and the loan to net income ratio is above 40% then the lenders may reject your loan application. Loan approval can be given to you if you add a joint holder having a regular income or you can borrow from peer to peer lenders. The credit bureau considers such enquiries as hard enquiries and mentions it in your credit report. You agree, by accessing this forum, that moneycontrol.c Credit Score is just one of the few measures considered during home loan approval process to decide whether to give approval or in the rejection of the loan application. When these in a hike in interest rate, loans obtained at fixed rate of interest would not affect. 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